Mortgages,Refinances,New Home Purchase loans in California.

Match our Rates and APRs with any company. Click the "Click for Today's ..." link on the chart below. COMPARE and SAVE!

My Picture - Bill Verostek, Broker

CALL TOLL-FREE

1-800My Money

(1-800-696-6639)

WATCH OUT for companies that mislead homeowners by stating rates and fees that are not close to being true, just to lure in trusting homeowners. Some companies don’t even send out a real GFE (Good Faith Estimate) for borrowers to review. Or, if they do finally send something, it’s just a phoney “look-alike” GFE. (A real GFE has #s from 800 to 1100 in the left-hand column and closing costs on the right side that includes what money goes to what company.)

You get your Real GFE right away!

When they don't send you anything - Do you think they’re hiding something?
When you get something that doesn’t look like my Real GFE - Do you think they’re hiding something?

When they don’t give you clear answers - Do you think they’re hiding something?
When they avoid answering any of your questions, or use double-talk - Do you think they’re hiding something?

-AND-

When they avoid your questions or lack experience - they will most definitely cost you money!

WHAT YOU GET FROM ME

You get EVERY question you ask galdy and clearly answered.
You get your real GFE immediately.
You get your credit report promptly mailed to you.
You get HELP, ANSWERS, and RESULTS – not hype, excuses and regrets.
You get personal care and attention– not ignored and avoided.
You get one of the best possible rates and programs at the lowest possible fees.
You get knowledgable, informative and helpful professionals.

Disclaimers: Escrow, Title, Appraisal, Recording, Tax service, Credit, Mortgage Insurance (if required) and wire, are third party outside vendor fees, not ours – and exist for all mortgage loans.

FICO SCORES-

How they are created

and what they mean.

4.875%*

4.945% APR

30-year fixed rate

CONFORMING

home mortgage loans

Rates up to $417,000

(Compare to National Averages.)

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CLICK HERE for

pricing adjustments to the Basic Rate.

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5.25% *

5.286% APR

JUMBO

home mortgage loans

30-year fixed rate

Agency Rates

up to $729,750

Check your county for loan limits.

(Compare to National Averages.)

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Compare APRs

We are THE lowest!

"NO COST"financing is available.

* Rates shown are for owner-occupied, no cash-out refinancing and new home purchases.

For pricing adjustments to the basic agency jumbo rates CLICK HERE.

WE ARE CALIFORNIA's

Home Equity Lending Professionals

1-800 My Money

(1-800-696-6639)

TOTAL DISCLOSURE - You get every federal and state disclosure emailed to you as we talk. You receive a real GFE (Good Faith Estimate) as soon as your mortgage product is prepared. Not 3 weeks later

You have questions- and we provide you with clear and common-sense answers about all your home loan questions. Whether you want to refinance, buy a new home or do home improvement, we will answer your questions and assist in your choice of mortgage loan products.

Searching for your new dream home? Lock in a great low fixed rate mortgage.

Stuck with a pile of bills? Pay them off and cut those huge payments down to size with our My Money home loan.

FHA Streamline

(click for rate)

Nothing Needed!

NO Income needed
NO Credit needed
NO Appraisal needed
NO Equity needed

- CLICK HERE -

to calculate your

new mortgage loan payment.

Not for use on interest- only loans.

- CLICK HERE -

FOR MORE RATES

National Mortgage Rate Averages

(See chart below.)

Click for CA County Mortgage Loan Limits - "Stimulus or

CA Counties Agency " Conforming

FHA 30-year fixed

5.375% + 1 point.

If you are like thousands of other homeowners and first-time home buyers, you have been mislead and taken advantage of - possibly more than once.

We understand how easy it is for you to get taken advantage of, and it is because we do understand, that we make it our priority to make sure you get the clearest answers.

LINK to CA Homeowners Information Site

http://www.yourhome.ca.gov/

We strive to be your premier source for refinancing, home mortgages, home equity loans, new home purchase.

We offer this link to get your

100% FREE CREDIT REPORT from the only Government Approved online credit source. You do not need to buy anything!

annualcreditreport

.com

REACH US VIA EMAIL AT: loaninfo@1-800mymoney.com

Helping California Homeowners and Renters with Real Estate, Refinancing, Mortgage Loans and Credit Needs since 1994.

Match our Rates and APRs with any company. Click the "Click for Today's ..." link on the chart below. COMPARE and SAVE!