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Home Equity Lending Professionals

So you have found your dream home; the price is right, the mortgage loan terms are good; and the sellers have agreed to your offer. Before you close escrow on your new home it would be very wise to take two important actions:

1. Hire a home Inspector to give the house a professional check for any possible defects needing immediate attention, things he recommends replacing, and provide you with a detailed report of his findings. Based on what you read, you can make a counter-offer for the seller to fix items noted in the report or if nothing major, simply use the report as a reference for after you move in. Without a report, you have no recourse once you moved in. The following link is to a home inspector site:  wini.com

2. During the escrow add some excellent protection against major appliances such as the air conditioner, hot water heater, range and dishwasher, as well as things such as a toilet bowl cracking and leaking water that causes major damage, or even a garbage disposal conking out.

There are Home buyer Protection Plans that are normally offered by the real estate agent representing the sellers. Any of the plans available are worth purchasing.

Here are a couple of companies you can choose from.

Remember - the final choice is yours.

AmericanHomeShield.com       homewarranty.firstam.com