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Helping California homeowners refinance, and renters to buy homes, with the best mortgages and best rates, since 1994.

Compare Rates, APRs and fees. Save Money.

Click the "Click here .." in the mortgage rate chart at the lower right and see for yourself.

You ALWAYS get the lowest rate with us.

                      

Conventional

Conforming Mortgage Loans

to $417,000

High-Balance Conventional

Conforming Mortgage Loans

$417,001 to $729,750*

30-year Fixed

NO Points.

4.375%

4.417% APR

-----------------------------

15-year Fixed NO Points.

3.875%

3.934% APR

-----------------------------

5-year Fixed NO Points.

Payments FIXED for 60 months.

3.50%

3.207% APR

Libor Index= 1.146; 2.25 margin; 5/2/5 caps

Call for interest-only rate.

(Gives lowest possible payments.)

Not a negative.

30-year Fixed

NO Points.

4.625%

4.646% APR

-----------------------------

15-year Fixed NO Points.

4.25%

4.286% APR

-----------------------------

5-year Fixed NO Points.

Payments FIXED for 60 months.

3.75%

3.327% APR

Libor Index= 1.146; 2.25 margin; 5/2/5 caps

Call for interest-only rate.

(Gives lowest possible payments.)

Not a negative.

NOTE: Rates shown are for owner-occupied, no cash-out refinancing, and new home purchases.

- CLICK HERE - for pricing adjustments to the Basic Conforming Rate.

- CLICK HERE - for pricing adjustments to the Basic Agency Jumbo Rates.

* Conforming Agency rates vary from county to county. If you do not know the current limit in your county and it is not listed please call us. See your county limit here:

CALIFORNIA County-by-County "STIMULUS or AGENCY " Limit Chart

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© 1994-2010. All rights reserved. Home Equity Lending Professionals. 368 S. Via El Modena #3. Orange, CA 92869.  1-800My Money (1-800-696-6639) CA DRE license 00090947     REACH US VIA EMAIL AT: loaninfo@1-800mymoney.com

 

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  • Be on your way to saving and keeping more of your hard-earned money today.
  • Best rates in the industry.
  • Many excellent mortgage loan programs for you to choose from.
  • You will talk to one of the industry's most experienced professionals
  • You will learn about A.P.R. and why it is so important to know about it.
  • See your payments cut by up to 60%.
  • Get great information AND a great rate!

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Calculate your

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Why choose

Home Equity

Lending Professionals?

        1. We answer all your questions -

            clearly.

        2. Disclosures emailed as we talk.

        3. State-of-the-art processing.

        4. Continual contact with you.

        5. Thirty years of mortgage lending

            experience.

        6. My clients get the best rates,

            lowest fees, and save thousands

            of dollars on their refinance and

            purchase  - and you can too!

 

 

 

 

NOTE: Your mortgage must be owned by FannieMae to qualify for the High-Balance product and it cannot have mortgage insurance on it at the time you want to refinance.