Home Equity Lending Professionals

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 Be Informed - Not Beware.

MyMoneyMortgage

Home Loan

First Mortgage Interest Rates

Conforming Fixed

NO Points. NO Junk.

Mortgage Loans to $417,000*

Jumbo Fixed

NO Points. NO Junk.

Mortgage Loans from $417,001

to $729,750*

30-year

6.625%

6.674% APR

30-year

6.625%

6.650% APR

 30-year Fixed/Interest Only

Conforming                    Jumbo  

6.625%

6.665% APR

6.75%

6.773% APR

 

A Great Additional Choice for you

to think about:

30-year fixed for 5 years at 6.125%

(5.888% APR)

1-year libor; 2.375 margin; index 3.212

 

NO PREPAYMENT PENALTY

NO RECAST OF LOAN BALANCE

NO NEGATIVE

NO POINTS

NO BALLOON

OK to apply extra per month if you choose

*Rates shown are for owner-occupied, no cash-out refinancing

and new home purchases.

Rates slighlty higher when taking additional cash/paying off an existing

2nd, and/or FICO scores less than 720.

 

"NEW" Conforming LOAN LIMITS by county

(Amounts for one-unit only - call for more than one-unit limits)

     Temporarily increased Mortgage Loan Products up to $729,750

(check your area)

Rates shown are for owner-occupied no cash-out refinance

and new home purchases.

Rates slighlty higher when taking additional cash/paying off an

existing 2nd, and/or FICO scores less than 720.

LA - Long Beach - Santa Ana metro      $729,750

(LA & Orange counties)

Oxnard - Thousand Oaks - Ventura metro - $729,750

San Diego - Carlsbad - San Marcos metro

$729,750

Santa Barbara - Santa Maria - Goleta metro

$729,750

Napa metro $729.750 Salinas metro $729,750 San Jose - Sunnyvale - Santa Clara metro $727,750 Santa Cruz - Watsonville metro $729,750
San Luie Obispo - Paso Robles metro $687,500 Santa Rosa - Petaluma metro $662,500 Sacramento - Arden - Arcade - Roseville metro - $580,000 Truckee - Grass Valley metro $562.500

Vallejo - Fairfield - metro

$557,500

Alpine County

$547,500

Riverside - San Bernardino - Ontario metro $500,000 Stockton metro - $488,750

 

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Home Equity Lending Professionals

 

CALCULATE A MORTGAGE PAYMENT & COMPARE IT TO YOUR CURRENT MORTGAGE PAYMENT.

Note: Do not use this calculator for interest-only calculations.

 

DISCLAIMER: There is NO WARRANTY, express or implied, for the accuracy of this information or its applicability to your financial situation.  Please consult your own financial advisor.

 

 

Equal housing

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