Not getting a written good-faith estimate of closing costs. Within three business days after any company receives your loan application, you must receive a written statement of fees associated with the transaction. This is both the law and the best way to determine what you'll pay for your loan. Bring the Good Faith Estimate (GFE) with you when you sign loan documents. You should not be expected to pay fees which are substantially different from those contained in your GFE.        

Paying for an appraisal when you think your home value may be too low.Do not waste your money on a full appraisal if you are doubtful about the value of your home.

Signing your loan documents without reviewing them. Never sign any document without reading it and asking  questions when needed. 

Not getting a rate lock in writing. When a mortgage company tells you they have locked your rate, get a written statement which includes the interest rate, the length of the rate lock and details about the program.

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